Obviously they are trying to discourage users from using this service as why would anyone use the Online Top up when you simply can buy credit at a Normal swipe machine and pay the regular charges or even used NCB ATM Top up. I know you're gonna say it's a matter of convenience but seriously I will use the normal methods to top up. DEM TOO FRIG GIN THIEF. I guess dem trying to follow Paymaster where the customer foots the $30 charge but that is a bill this is phone cards....trust me what dem really tek us for? I will keep swiping or buying my credit on the road.