Man there's so much to do in this game and so much going, yuh have choices upon choices. I still in the starting area after about 8hrs of play and still haven't completed half the side quests lol. I must have done about 20 events during that time and getting a lot of that karma currency cause I get mostly gold reward.
Some a those vista points hard to reach though but is part of the challenge so not rally complaining.
Anyways Shadow did you get to max everything or are you using default settings?